Personal Banking

American Heartland Bank and Trust offers personal deposit products including free checking and interest-bearing checking accounts, savings accounts, certificates of deposit, accounts for organizations and a high yield money market account. American Heartland Bank and Trust has the account to fit your simple or complex banking needs. Our friendly professional staff will take the time to get to know you, and to match your unique needs with the combination of accounts and services that best fit your lifestyle.

Now Checking $100 to open account First 150 checks FREE Unlimited check writing Interest compounded monthly Fees may reduce earnings on the account. If balance falls below stated minimum a monthy fee may be incurred Balances below $500 a $5 service fee will be applied Rates are variable and may change at any time. FREE Checking Accounts $50 to open account No monthly service fees or maintenance fees Non-interest bearing account Must maintain a minimum $200 balance Statement Savings Account $100 minimum balance to open the account Interest compounded quarterly Fees may reduce earnings on the account. If balance falls below stated minimum a monthy fee may be incurred Balances below $100 a $5.00 service fee will be applied Rates are variable and may change at any time

Junior Savings Account $1.00 minimum balance to open account Only eligible to 21 years of age and under Interest compounded quarterly Rates are variable and may change at any time Money Market Account Interest compounded monthly Minimum balance $1,000 daily or $2,500 average daily balance First 25 checks are FREE Maximum of 6 checks written monthly Fees may reduce earnings on the account. If balance falls below stated minimum a monthly fee may be incurred Rates are variable and may change at any time Special Money Market Interest compounded monthly Minimum balance of $50,000 First 25 checks are FREE Maximum of 6 checks written monthly Fees may reduce earnings on the account. If balance falls below stated minimum a monthly fee may be incurred Balances below $50,000.00 do not earn interest Rates are variable and may change at any time