Business Banking

American Heartland Bank and Trust commercial lenders take pride in building a strong relationship with their customers. It is our job to know your businesses just as well as you do. American Heartland Bank and Trust has assembled a team of knowledgeable, dedicated lending professionals who recognize that relationships are the key to any successful business. We are working for you to find financial solutions that fit your business needs.

Business Checking Account

  • Non-interest bearing
  • $200 minimum to open account

Business Money Market

  • Interest compounded monthly
  • Minimum balance $1,000 daily or $2,500 average daily balance
  • Maximum of 6 checks written monthly
  • Fees may reduce earnings on the account. If balance falls below stated minimum a monthly fee may be incurred.
  • Rates are variable and may change at any time.

Business Special Money Market

  • Interest compounded monthly
  • Minimum balance of $50,000
  • First 25 checks are FREE
  • Maximum of 6 checks written monthly
  • Fees may reduce earnings on the account. If balance falls below stated minimum a monthly fee may be incurred
  • Balances below $50,000 do not earn interest.
  • Rates are variable and may change at any time.

Business Savings Account

  • $100 minimum balance to open the account
  • Interest compounded quarterly
  • Fees may reduce earnings on the account. If balance falls below stated minimum a monthly fee may be incurred
  • Balances below $100 a $5.00 service fee will be applied
  • Rates are variable and may change at any time.

Other Business Banking Services

Commercial Loans

A simple way to acquire fixed assets, like equipment or vehicles. Repayment terms are flexible and you'll find varying terms at attractive interest rates.

Remote Capture

Never leave your business to make a deposit at American Heartland Bank and Trust. Using a scanner and the internet we can provide you the comfort of making secured deposits 24 hours a day, seven days a week. Stop rushing to the bank and start enjoying your free time!

Revolving Lines of Credit

A convenient, secured line of credit that gives you the financial control you need for things like purchasing inventory, meeting payroll and other operating expenses.

Merchant Credit Services

Most of your customers prefer paying for services and/or merchandise with their debit cards and credit cards. Whether you plan on accepting credit cards at your location or via the internet, we will find the best package for you.

Commercial Real Estate Loans

Multi-Family Real Estate Loans and Owner Occupied Commercial Real Estate Loans are examples of real estate lending that American Heartland Bank and Trust can provide for you.